Paying fees without a lump sum

Semester fees, no-cost EMI and what to ask before you sign anything.

Indian 100 and 2000 rupee banknotes fanned out on a table
Photo: Monito - Money Transfer Comparison, CC BY 2.0, via Wikimedia Commons

Online degrees are paid to the university, usually one semester at a time. That makes the cost easier to plan than it first looks.

Know the full fee

Ask for the total programme fee, not just the first semester, and whether exam fees are included.

Read the EMI terms

No-cost EMI is offered through partner lenders. Check the processing fee and what happens if you pause the programme.

Pay the university, not a person

Fees should go to the university’s own account or payment page, with a receipt in your name.

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